McCoy's Consumer Credit

The McCoy's Credit Card

At McCoy's we know that owning a home can often be costly and time consuming. We want you to know that no matter what your problem, broken water heater or inadequate insulation in the attic, we've got the product and the know-how you need to get your home in order.

And, to help you with those unexpected home improvement projects, McCoy’s and GE Money Bank are proud to offer the McCoy Credit Card.

Already a McCoy Credit Card holder? Click Here to access your account information or make a payment to GE Money Bank online.

McCoy's Consumer Credit Card

The McCoy Card Program offers benefits such as:

10% off your first McCoy Card purchase
A 3% rebate on all your purchases with McCoy Credit Card Building Bucks program**
Comfortable Financing
Increased Buying Power
Fast, Easy Credit Approval
Honored at all McCoy's Building Supply locations

CLICK HERE TO APPLY!

Quick Tip: For security purposes, online applications may take up to two weeks for processing. To start building today, apply for your new McCoy Credit Card at your local McCoy’s store. We’ll be able to verify your identity in person, so we can set up your account and get you back to your building project the same day.

Save 10% Off Your First Purchase

As a thank you for joining the McCoy Card Program, we’d like to give you 10% off your first purchase on your McCoy Credit Card ($50 maximum discount). So stop by your local McCoy’s to apply for your McCoy Credit Card and let us help you with all your home improvement needs. With the McCoy Credit Card, you can take the worry out of financing your next big project.

For more information or to apply for a McCoy Credit Card, please contact your nearest McCoy's store location, or to apply online please click here.

Earn 3% Back With Building Bucks**

McCoy's Building Bucks

At McCoy's we like to reward our loyal customers and that is why we're excited to bring you the McCoy Credit Card Building Bucks program. This rewards program earns you Building Buck points every time you make a purchase on your McCoy Credit Card. You will earn one Building Buck for each dollar charged on your McCoy Credit Card.

When you accumulate 500 Building Bucks, a $15 coupon is printed on your McCoy Card statement. That’s like getting a 3% rebate on all your McCoy Credit Card purchases!

You can use the certificate to help fund your next building project. To allow easy tracking, your point totals will appear on your monthly statement.

No Interest if Paid in Full within 6 Months*

On Purchases of $399 or more with your McCoy’s consumer credit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6 months or if you make a late payment. Minimum Monthly Payments Required.*

*Valid on purchases of $399 or more on McCoy’s consumer credit card account. On promo purchase balance, monthly payments required, but no Finance Charges will be assessed if (1) promo purchase balance paid in full in in 6 months, and (2) all minimum monthly payments on account paid when due. Otherwise, promo may be terminated and treated as a non-promo balance. Finance Charges accrued at the Purchase APR will be assessed from purchase date. Regular rates apply to non-promo balances, including optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to Penalty APR. Payments over the minimum will be applied as required by applicable law. As of 02/22/10, APR: 28.99% & on all accounts in default, Penalty APR: 29.99%. Minimum Finance Charge $2.00. Subject to approval by GE Money Bank.

Already a McCoy Credit Card Holder?

Click here to access your account information or make a payment to GE Money Bank online. Still have questions about your account? Contact GE Money Bank’s Customer Service department toll-free at (800) 250-5411.

-------------------------------------

** The McCoy Credit Card Building Bucks program is automatically available to each consumer McCoy Credit Card customer, including employees, whose account is in good standing and not more than one payment past due at the time Building Bucks Certificates are issued and redeemed. Contractor and Commercial accounts are excluded.

For every $1 in net purchases (merchandise purchases minus returns and adjustments) charged to a McCoy Credit Card account, a cardholder will earn one Building Bucks Point. For every 500 Building Bucks Points accumulated, a $15 Building Bucks Certificate will be issued to the cardholder. Building Bucks Points are not earned on Cash Advances, Convenience Checks, Fees, Finance Charges, and non-McCoy’s products and services.

Building Bucks Certificates will be mailed the month following the billing period in which the Building Bucks Points balance equals or exceeds 500 Building Bucks Points. Multiple Building Bucks Certificates can be redeemed on a single transaction. For each Building Bucks Certificate redeemed, the cardholder is required to make a $50 minimum purchase on their McCoy Credit Card. Certificates are good for one-time use only at McCoy’s Building Supply locations, and must be surrendered at the time of purchase.

Building Bucks Certificates are not transferable and cannot be used as payment on your McCoy Credit Card account or for prior purchases. Building Bucks Certificates are redeemable for merchandise only, and they cannot be credited to an in-house account or redeemed for cash. They are not replaceable if lost or stolen, and expire on the expiration date printed on the front of the Certificate. This McCoy Credit Card Building Bucks program may be changed or discontinued at any time. No additional Building Bucks Certificates will be issued after termination of the Program.

-------------------------------------