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My Store: San Marcos
McCoy's Commercial Credit

Commercial Credit

Commercial Credit Options for Pros

McCoy’s Building Supply offers a variety of credit options for our professional contractors and repair/remodel customers including in-house accounts managed by McCoy’s and a private-label credit card managed by Synchrony Bank that’s accepted at all McCoy’s locations.

Net 10 Credit

We offer individualized lines of credit for all residential/commercial builders, professional contractors and our large repair/remodel customers to suit the growing needs of your business. 

Benefits Include:

  • Detailed billing that allows tracking of purchases by project
  • Credit line typically runs from $5,000 to $1,000,000
  • Total balance due by the 10th of the month following date of purchase
  • No interest charged on current accounts


Apply for Net 10 Credit

Download & print to apply by fax or in person.

Revolving Credit

We offer a Revolving Credit Account for our smaller business customers, and repair/remodel customers. This line of credit functions like a regular credit card. 

Benefits Include:

  • Flexible minimum payment option
  • Unpaid balance is carried over from month to month
  • Credit line typically runs from $1,000 to $10,000
  • No service charge if paid in full by the 15th of the following month
  • Competitive rates

Apply for Revolving Credit

Download & print to apply by fax or in person.

Please fill out the form, sign and fax to 866-325-0072 or bring in to your nearest McCoy’s location.

Net 10 Credit and Revolving Credit payments can be made at any McCoy's Building Supply location or online through My McCoy's Online Services.


McCoy's Commercial and Contractor Credit Cards

McCoy’s Commercial and Contractor Credit Card issued by Synchrony Financial offers you:

  • Increased buying power with credit lines to meet your business needs
  • No annual fee* For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.00.
  • Convenient monthly payments
  • Honored at all McCoy’s Building Supply locations
McCoy Card

Download & print the form to apply in-store. Please fill out the form, sign it and bring it in to your local McCoy’s.

McCoy’s Commercial Credit Card payments can be made at any McCoy’s Building Supply location or online at My Synchrony.