Commercial Credit
McCoy's Building Supply offers a variety of credit options for our professional contractors and repair/remodel customers including in-house accounts managed by McCoy's and a private-label credit card managed by Synchrony Bank that's accepted at all McCoy's locations.
Net 10 Credit
We offer individualized lines of credit for all residential/commercial builders, professional contractors and our large repair/remodel customers to suit the growing needs of your business.
Revolving Credit
We offer a Revolving Credit Account for our smaller business customers, and repair/remodel customers. This line of credit functions like a regular credit card.
If you are a Commercial/Residential builder, large remodelers please complete our Net 10 Credit Application.
Benefits Include:
- Detailed billing that allows tracking of purchases by project
- Credit line typically runs from $5,000 to $1,000,000
- Total balance due by the 10th of the month following date of purchase
- No interest charged on current accounts
Benefits Include:
- Flexible minimum payment option
- Unpaid balance is carried over from month to month
- Credit line typically runs from $1,000 to $10,000
- No service charge if paid in full by the 15th of the following month
- Competitive rates
Net 10 Credit
We offer individualized lines of credit for all residential/commercial builders, professional contractors and our large repair/remodel customers to suit the growing needs of your business.
Benefits Include:
- Detailed billing that allows tracking of purchases by project
- Credit line typically runs from $5,000 to $1,000,000
- Total balance due by the 10th of the month following date of purchase
- No interest charged on current accounts
Revolving Credit
We offer a Revolving Credit Account for our smaller business customers, and repair/remodel customers. This line of credit functions like a regular credit card.
If you are a Commercial/Residential builder, large remodelers please complete our Net 10 Credit Application.
Benefits Include:
- Flexible minimum payment option
- Unpaid balance is carried over from month to month
- Credit line typically runs from $1,000 to $10,000
- No service charge if paid in full by the 15th of the following month
- Competitive rates
Please fill out the form, sign and fax to 866-325-0072 or bring in to your nearest McCoy's location.
Net 10 Credit and Revolving Credit payments can be made at any McCoy's Building Supply location or online through My McCoy's Online Services.
McCoy's Commercial and Contractor Credit Cards
McCoy's Commercial and Contractor Credit Card issued by Synchrony offers you:
- Increased buying power with credit lines to meet your business needs
- Convenient monthly payments
- Honored at all McCoy's Building Supply stores
- No annual fee
Applying for McCoy's commercial and contractor credit cards is now faster, easier, and completely paper-free. Simply visit any McCoy's store to receive a secure link and apply directly from your phone.
McCoy's Commercial Credit Card payments can be made online at My Synchrony.